About Opus

Opus Business Pensions

Helping businesses of all sizes to find the pension solution that fits just right.

Businesses need capital- whether its to purchase new equipment, move location or to support expansion. Many businesses these days find that traditional sources of lending such as banks are either not viable or are inaccessible. We help those businesses that need funding to find an alternative route to business loans.

Opus Business Pensions is a subsidiary of Opus IFP – chartered financial planners based in Sutton Coldfield. We are experienced practitioners taking a disruptive approach to provide alternative funding options for your business. We invest the time to get to know your company inside and out. Most importantly we offer independent advice on funding solutions to meet your specific needs and present the options to you in a straightforward and transparent way.

Our focus is to support your strategic growth and keep you profitable for the long-term sustainability of your business. We always work to deliver what is best for you and your business.

Opus Independent Financial Planning Ltd

Opus IFP’s objective is simple – to give our clients peace of mind. Peace of mind that they have a financial plan which forms the cornerstone of their lives both now and into the future. Opus IFP’s service combines expert independent financial advice, wealth planning and investment management to build a platform for clients to achieve and maintain their own version of financial independence and live their life to the fullest without worrying about money.

Our Values

You can be assured that with Opus Business Pensions on your side, you can now focus on your business ambitions.  It’s not just lip service.  Our values define who we are.  They influence the way we serve our clients. Simply put, our business is built on traditional values of honesty and integrity.


We will always demonstrate the highest level of professional integrity and behave ethically.
Our central ethos as a business is to treat our clients as we would like to be treated ourselves.
We will always act honestly and openly in everything we do for you.


We will communicate clearly and be transparent to ensure you fully understand the options available to you before you make any decision.
We will speak plain English and not confuse you with jargon.
We will always offer independent advice on alternative funding solutions.
We want you to understand what our recommendations are and, equally, why we have made them.


We recognise that our client’s needs may change over time and we will innovate to serve those changes.
We will seek out new possibilities and solutions to create success whilst operating in a regulated environment.
Our focus is on continuous improvement, for ourselves and our clients. We will measure, monitor, analyse and seek to improve our products, services and processes.


We will foster long-term relationships with our clients built on mutual trust.
We will actively listen to their funding challenges and apply our knowledge and expertise to address their current and future needs.
We will go above and beyond to deliver precise funding solutions for our clients, of any size or sector, using our years of experience and insight.
We will always do the right thing.

What to Expect

Should you choose Opus IFP as your provider, we’ll be with you every step of the way to ensure you get the funding needed to realise your business ambitions and goals.


Keeping Things Simple

We are focused on making it simple for businesses to find the right source of finance and will explain the available options in plain English.

Geared to Help SMEs

We are committed to and very much enjoy the challenge of helping SMEs find funding for their businesses that they may not have been aware of.

Personal Attention

We are committed to and very much enjoy the challenge of helping SMEs find funding for their businesses that they may not have been aware of.


You are at no point in the process committed to use our services and we will not pass on your details to any third party without your express permission.